*Skip-a-Pay Terms and Conditions: A processing fee of $35 per Skip-a-Pay request will be charged for each skip. Must have checking account, online banking, and PIN/password to participate in Redstone Rewards, Mobile Banking, Bill Pay, eStatements, alerts, Zelle, and Finance Works. Please contact the Credit Union for more information about these amounts and fees. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts and vary per checking account type. Must not have caused RFCU a loss in order to be eligible to open a checking account. Must have online banking user name and PIN/password to be able to apply online. RFCU is an Equal Credit Opportunity Lender. Rates, terms, and conditions are subject to change without notice. A minimum balance of $5.00 is required to open a share savings account and must be maintained in share savings account at all times. Must be eligible for membership and open a share savings account. To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.Must be an RFCU ® member to obtain any product or service. To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties. Thank you for visiting the Yolo Federal Credit Union website. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. By clicking “Continue” you will be directed to an external website owned and operated by a third party. Yolo Federal Credit Union provides links to external sites for the convenience of its members. You are leaving the Yolo Federal Credit Union website. We’ve helped many people lower their monthly payments, their overall interest rate, or take cash out to pay off other debt. Awesome! We want to help you with that.That’s okay, we’re here to help! We offer up to 130% financing for New and Used vehicles.Come talk to us and we can get you a great loan for a New or Used vehicle. We can get you pre-approved up to a certain amount, so you can make a purchase decision right at the dealership. If that’s the case, we think you’ll love our Credit Union Direct Lending (CUDL) program.Do you plan to go straight to the dealer?.It lets you purchase a car even without an extensive credit history. Congratulations! You may be interested in our First Time Auto Buyers Program.When purchasing a vehicle, a down payment can help with financing. Are you buying a car, or refinancing a current loan?.How can we help you with your vehicle loan? Savings or Share Certificate (CD) Secured Loans.Visa® Platinum CashBack Plus Credit Card.
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